1. Acceptance of Terms
By accessing and using DebtZero, you accept and agree to be bound by these Terms of Use. If you do not agree with any part of these terms, you may not use our service.
2. Subscription Service
DebtZero is a paid subscription service priced at ₹200 per month. By subscribing, you agree to:
- Pay the monthly subscription fee
- Provide accurate payment information
- Automatic renewal unless cancelled
- No refunds for partial months
3. Account Responsibilities
You are responsible for:
- Maintaining the confidentiality of your account
- All activities that occur under your account
- Providing accurate financial information
- Notifying us of any security breaches
4. Acceptable Use
You agree not to:
- Share your account credentials with others
- Use the service for illegal purposes
- Attempt to reverse engineer or hack the app
- Submit false or misleading information
- Abuse or overload our systems
5. AI Recommendations Disclaimer
DebtZero provides AI-powered financial recommendations and insights. However:
- Recommendations are for informational purposes only
- We are not financial advisors or certified professionals
- You are solely responsible for your financial decisions
- Results may vary based on individual circumstances
- We do not guarantee specific financial outcomes
6. Data Accuracy
While we strive for accuracy, you acknowledge that:
- Calculations are based on information you provide
- You should verify important financial decisions independently
- We are not liable for errors in user-provided data
7. Subscription Cancellation
You may cancel your subscription at any time. Upon cancellation:
- Access continues until the end of current billing period
- No refund for unused portion of the month
- Your data remains available for 30 days
- You can resubscribe to access your data
8. Service Modifications
We reserve the right to:
- Modify or discontinue features
- Change pricing with 30 days notice
- Update the app and add new features
- Perform maintenance and updates
9. Limitation of Liability
DebtZero and its affiliates shall not be liable for:
- Financial losses based on app recommendations
- Service interruptions or technical issues
- Data loss due to factors beyond our control
- Third-party actions or breaches
10. Intellectual Property
All content, features, and functionality of DebtZero are owned by us and protected by copyright, trademark, and other laws. You may not copy, modify, or distribute any part of our service.
11. Termination
We may terminate or suspend your account immediately if you:
- Violate these Terms of Use
- Engage in fraudulent activity
- Fail to pay subscription fees
- Abuse the service or other users
12. Governing Law
These Terms shall be governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in India.
13. Changes to Terms
We may modify these Terms at any time. Continued use of DebtZero after changes constitutes acceptance of the modified Terms.
14. Contact Information
For questions about these Terms, contact us at:
Email: sales@xigmapro.com
15. Severability
If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.