1

Sign Up & Get 30 Days Free

Download DebtZero and create your account — no credit card needed. You get 30 days of full access to every feature, including the AI Companion, unlimited debt tracking, EMI optimizer, and referral rewards. After 30 days, continue for just ₹200/month via Google Play.

🎁 30 Days Free

Full access from day one — no card required

2

Add Your Income & Debts

Set up your complete financial profile in minutes. Add all your income sources, loans, EMIs, credit cards, and BNPL accounts. Include your expenses, investments, and financial goals. DebtZero creates a comprehensive dashboard that gives you complete visibility into your financial health and debt-free timeline.

📊 Complete Dashboard

See your entire financial picture

3

Chat with Your AI Companion

Talk to your AI Companion by text or voice — log a payment, ask for a debt strategy, or check your financial journal. Get optimised EMI payment plans that save you thousands in interest. Earn ₹50 for every friend you refer. Watch your debt shrink as you follow your personalised plan.

🤖 AI Guidance

Become debt-free faster with AI

Start Your Debt-Free Journey Today

Join thousands of Indians achieving financial freedom with DebtZero.

🍎 iOS version coming soon!