💰 Pricing & Subscription
How much does DebtZero cost?
DebtZero costs ₹200 per month. This gives you complete access to all features including AI-powered insights, EMI optimization, and comprehensive financial tracking.
Is there a free version or free trial?
No, DebtZero is a premium app from day one. We don't offer a free version or trial period. This allows us to focus entirely on delivering the best possible experience without compromises.
Can I cancel anytime?
Yes, you can cancel your subscription at any time with no questions asked. Your access will continue until the end of your current billing period.
What payment methods do you accept?
We accept all major credit and debit cards, UPI, net banking, and popular mobile wallets through our secure payment partner Razorpay.
📱 App & Platform
Is the iOS version available?
The iOS version is currently in development and coming soon. We're starting with Android to reach the majority of Indian users first. Subscribe now to get early access to the iOS version when it launches.
Is my data safe?
Absolutely. We use bank-level encryption to protect your financial data. Your information is stored securely and never shared with third parties. We're fully compliant with Indian data protection regulations.
Does DebtZero work offline?
Yes, you can view your data and add transactions offline. Changes will sync automatically when you reconnect to the internet.
Can I use DebtZero on multiple devices?
Yes, your subscription allows you to use DebtZero on multiple Android devices. Your data syncs automatically across all devices.
🤖 Features & Functionality
How does the AI Money Coach work?
Our AI analyzes your income, expenses, debts, and financial goals to provide personalized recommendations. It learns from your spending patterns and adapts its advice to help you achieve your goals faster.
What types of debts can I track?
You can track all types of debts including home loans, car loans, personal loans, education loans, credit cards, BNPL accounts, and any other EMIs or liabilities.
Does it support multiple currencies?
Currently, DebtZero is optimized for Indian Rupees (₹). Support for additional currencies is planned for future updates.
Can I export my financial data?
Yes, you can export your data in CSV format for your records or to use with other financial tools.
🔐 Security & Privacy
Do you sell my data?
Never. Your financial data is yours alone. We do not sell, share, or monetize your personal information in any way.
How is my payment information stored?
We don't store your payment information. All payments are processed securely through Razorpay, a PCI DSS compliant payment gateway.
Can I delete my account and data?
Yes, you can permanently delete your account and all associated data at any time from the app settings.
💬 Support
How do I get help if I have issues?
You can reach our support team through the in-app chat, email at sales@xigmapro.com, or through our contact form. Premium subscribers receive priority support.
Do you offer refunds?
Due to the instant access nature of our service, we generally don't offer refunds. However, if you're experiencing technical issues, please contact support and we'll work to resolve them.